July 14

Property Investors Aid Home Buyers’ Purchases: Allbricks


The rising popularity of serviced apartments attracts guests seeking hotel-like comforts while maintaining their privacy. To stand out among the competition and increase profitability, it’s crucial to enhance your marketing strategies for your multiple properties in town.

Allbricks, an investment platform, introduces an innovative home-buying approach where aspiring buyers collaborate with professional investors to secure properties they cannot afford independently. Acting as intermediaries, Allbricks facilitates the agreement between individual buyers and investors. Under this model, the buyer pays monthly rent for the portion of the property they don’t yet own, eliminating the need for a mortgage, debt, or interest. Simultaneously, professional investors benefit from property investments and rental income without the usual administrative burdens associated with being a landlord.

Allbricks offers a unique opportunity for home buyers to become homeowners and potentially acquire 100% ownership or even sell the property. In the event of an increase in the property’s value, both the homeowner and investors share the capital gains.

Through this platform, buyers can contribute as little as £10,000 or one percent of the property’s value (whichever is higher). Qualified property investors then cover the remaining portion, providing a solution that eliminates direct exposure to mortgage interest rate fluctuations.


By collaborating with Allbricks, homebuyers mitigate the risk of rising mortgage rates by paying rent on the portion they don’t yet own, which is distributed as a dividend to the investors. Additionally, they have regular opportunities to increase their ownership stake in the property until they achieve full ownership.

Removal of maintenance costs:

Another significant benefit highlighted by Allbricks is the removal of maintenance and repair costs associated with homeownership. As living costs continue to rise and disposable incomes decline, homebuyers utilizing the Allbricks platform are relieved of the financial burden of repairing key structural issues or maintaining built-in appliances.

This unique approach not only safeguards homeowners’ investments but also ensures the interests of investors are protected. Initially launching in London, with plans for nationwide expansion, this scheme enables prospective buyers, whether first-time purchasers or those progressing up the property ladder, to potentially afford any home they could rent. Allbricks describes this as “true gradual home ownership,” allowing homeowners to gradually acquire more bricks or buy the property outright.

Allbricks is open to first-time buyers and home movers who pass affordability assessments, with the freedom to choose from various property types. The platform is not limited to specific developers, new builds, or leasehold properties. By eliminating mortgages and debt, the purchasing power of homebuyers is based on their comfortable rental affordability rather than traditional income multipliers used in mortgage calculations, as stated by Allbricks.

Monthly Payments? 

Furthermore, homeowners have autonomy over their properties. As long as they meet monthly payments, they can have pets and make interior design choices, provided they don’t diminish the home’s value. After three years, homeowners have the opportunity to purchase five percent of the owned bricks annually, resulting in reduced rent payments to investors as they acquire more ownership in the property.Allbricks also offers a comprehensive property management program that includes a dedicated property manager, buildings insurance, regular gas and electrical safety inspections, and an annual repairs budget.

Earlier this year, Shahram Shaida, the CEO of Allbricks, expressed that traditional mortgage systems have become outdated and are holding people back. He emphasized the need for a new approach and stated that Allbricks, developed over six years, provides a modern alternative that democratizes wealth creation by uniting home ownership and property investment in the UK.

Shaida believes that labeling a whole generation as “Generation Rent” overlooks their desire to own their own homes. He believes it is time for a more inclusive system that keeps people rooted in their communities and makes homeownership more attainable. His mission is to revive the fading dream of home ownership by bringing together aspiring homeowners and investors who can contribute to that goal. With this vision, Allbricks aims to disrupt a market that has long been inaccessible to many.


Read more Property Investing News HERE


Capital gains sharin, Collaborative approach, Innovative home-buying, Mortgage-free homeownership

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