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Room rents hit record £769: when does an HMO beat a single let? +37% Rent Rise Signal: How to Lift Your Rent Legally This Winter House prices frozen at £298,441: buy-to-let bargain or trap? Flat trap: 39.5% of London flats now sell at a loss MTD software trap: 44 of 128 apps can’t file your tax return Landlords face 40% IHT hit as £325k allowance frozen to 2031

What is the definition of Interest Coverage Ratio (ICR)?